Spring Garden Lending is our core business. We provide rapid, dependable financing ranging from $50,000 to $5 million for the acquisition, construction, stabilization, and long-term retention of residential and mixed-use projects. We use common sense underwriting and offer flexibility and speed that banks can’t match at a substantially lower cost than other private lenders.
CAPITAL AND CONSULTING FOR REAL ESTATE ENTREPRENEURS
CAPITAL AND CONSULTING FOR REAL ESTATE ENTREPRENEURS
WHAT WE DO
Spring Garden Capital Group provides a full array of financial and consulting services to real estate entrepreneurs. We leverage our capital and our experience to help you succeed.
WHY WE DO IT
We believe that our business model also drives meaningful change in our communities. Supporting our borrowers, partners, and clients also means supporting economic opportunity and wealth creation, the development of affordable and workforce housing, and investment in low and moderate income communities.
WHAT WE DO
Spring Garden Capital Group provides a full array of financial and consulting services to real estate entrepreneurs. We leverage our capital and our experience to help you succeed.
WHY WE DO IT
We believe that our business model also drives meaningful positive change in our communities. Supporting our borrowers, partners, and clients also means supporting economic opportunity and wealth creation, the development of affordable and workforce housing, and investment in low and moderate income communities.
HOW DO WE ACHIEVE THIS?
OUR BUSINESS LINES
HOW DO WE ACHIEVE THIS?
OUR BUSINESS LINES
Spring Garden Equity Spring Garden Equity is our vehicle to partner with you to provide project equity along with our loans. We can bring as much as 95% of the capital required to complete a project, allowing our partners to compete on a more even playing field with larger developers.
Spring Garden Capital Advisors takes our team’s experience raising nearly $1 billion and puts it at the service of our clients. We help you identify and structure capital to help scale your real estate business.
Spring Garden Lending is our core business. We provide you with rapid, dependable financing ranging from $50,000 to $5 million for the acquisition, construction, stabilization, and long-term holding of residential and mixed-use projects. Rather than relying on rigid, rule-based underwriting, we use common sense and offer the flexibility and speed that banks can’t match—and at a substantially lower cost than other private lenders.
Spring Garden Equity is our vehicle to partner with you to provide project equity along with our loans. This allows our partners to even the playing field with larger developers and breaks down historic inequalities in access to “risk capital.”
Spring Garden Capital Advisors offers you access to our deep and broad capital markets expertise and helps you scale by providing consulting services related to strategic growth, financing, and public and private development incentives.
Our commitment is to be a responsible steward of our investors’ capital, have a positive impact in the communities where we operate, and be a rewarding place for our employees to work. We view this commitment as a natural extension of our business model: our company thrives when our clients, our neighborhoods, and our employees do too.
This means we...
Lend to and invest in people, not just projects—including those people who have historically been underrepresented in the development community and in capital markets. Over half of our borrowers are people of color and/or women.
Support wealth building for our clients and their families. Our repeat clients have increased their net worth by more than 150% during their time working with us, and clients who started with net worth under $1M have seen their worth increase by an average of more than 250%.
Finance the development of housing that is attainable for working people. Over 70% of the housing we finance is considered “affordable” or “workforce housing.”
Do business in nearly every neighborhood in each of our markets, not just the “hot” ones. Almost 90% of our financing goes to neighborhoods with incomes at or below the median.
Focus virtually all of our work on the reuse of existing buildings and infill development in already densely developed communities, practices that bring inherent advantages in sustainability, transit accessibility, and land use impacts. Over 95% of our financing goes to urban or dense inner-ring suburban infill projects.
Our commitment is to be a responsible steward of our investors’ capital, have a positive impact in the communities where we operate, and be a rewarding place for our employees to work. We view this commitment as a natural extension of our business model: our company thrives when our clients, our neighborhoods, and our employees do too.
This means we...
Lend to and invest in people, not just projects—including those people who have historically been underrepresented in the development community and in capital markets. Over half of our borrowers are people of color and/or women.
Support wealth building for our clients and their families. Our repeat clients have increased their net worth by more than 150% during their time working with us, and clients who started with net worth under $1M have seen their worth increase by an average of more than 250%.
Finance the development of housing that is attainable for working people. Over 70% of the housing we finance is considered “affordable” or “workforce housing.”
Do business in nearly every neighborhood in each of our markets, not just the “hot” ones. Almost 90% of our financing goes to neighborhoods with incomes at or below the median.
Focus virtually all of our work on the resuse of existing buildings and infill development in already densely developed communities, practices that bring inherent advantages in sustainability, transit accessibility, and land use impacts. Over 95% of our financing goes to urban or dense inner-ring suburban infill projects.
Philadelphia
Baltimore
1707 N. Charles Street, Suite 200A Baltimore, MD 21201
410.454.1350
410.454.1350